Customer enrolls
Your client chooses the service and opts into financing at the point of sale.
Embedded consumer financing
Help customers say yes — while your business gets paid upfront.
FinancingModel is a structured consumer financing program for service businesses. Customers can pay over time. You receive funding when the work is sold. Collections stay with the lending partner — not on your desk.
How it works
A simple path from enrollment to repayment
The program sits inside your existing sales flow. Macro view only — specific economics live inside the PIN-protected model.
Application & decision
The customer applies with the lending partner, who reviews and decides on the request.
Business is funded
On approval, program funding flows so your business can deliver the work without waiting on collections.
Customer repays the lender
The borrower pays the lending partner over time under the consumer loan. Your team keeps serving clients.
Who benefits
Aligned incentives for merchants and lending partners
One structured offering — clear roles, shared upside, and a cleaner customer experience.
For businesses
- Higher close rates when customers can spread payments
- Room to sell fuller scopes of work without discounting
- Faster access to cash after funding
- Less time spent on collections and payment plans
- A professional financing option that feels native to your sales conversation
For lending partners
- Vetted merchant flow instead of cold consumer acquisition alone
- A structured program with clear merchant responsibilities
- Incentives aligned around quality originations and ongoing performance
- Transparent economics you can explore in the lender model view
Industries
Built for service businesses — starting with tax resolution
Tax resolution is a natural fit, and the same structure works wherever customers buy meaningful services over a defined engagement.
Tax resolution
Home services
Medical & dental
Legal services
Education & training
Specialty consumer services
FAQ
Quick answers
Is this a loan to my business?
No. Customers borrow from the lending partner for approved services. Your business participates as the merchant in a structured program and receives funding when loans are approved.
Who collects from the customer?
The lending partner services the consumer loan. Your team focuses on delivering the service, not managing monthly borrower payments.
Why is the homepage free of rates and terms?
Program economics depend on the agreement and scenario. The public page explains the idea. Detailed illustrations live behind a PIN so only invited partners see them.
Can industries beyond tax use this?
Yes. The homepage is intentionally industry-generic. Tax resolution is the lead example; the program shape fits other high-consideration service businesses as well.
How do I see the interactive model?
Scroll to Explore the model, choose the box that matches your role, and enter the access PIN you were given.
Explore the model
Enter the access PIN you were provided. Businesses see the merchant-facing view. Lending partners see the full picture, including lender economics.